VACATION TIME
• Eligible Employees:  Full-time with three months service (minimum of 32 hrs/wk)
• Two weeks -- One through four years of service completed (3.077 hour per pay period)
• Three weeks -- Five through nine years of service completed (4.615 hours per pay period)
• Four weeks -- Ten-plus years of service completed (6.154 hours per pay period)
• Time accrues each pay period 
• Part time (40 hours per pay period) accrue ½ fulltime benefits.
• Vacation leave will not be paid for less than one hour increments.

SICK TIME
• Eligible employees:  Full-time employees who have completed three months of continuous employment (minimum of 32 hours/wk)
• Accumulate one 8-hr day per month of sick time
• Employee may accumulate up to 130 days (1040 hours)
• Part time employees accumulate ½ fulltime benefits. 

HOLIDAY TIME
• Eligible Employees:  Full-time and part time employees shall be eligible for holiday pay with no waiting period.  On all holidays, all eligible employees will receive the holiday benefit on the official day of observance.
• New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving  and Christmas and three floating holidays.

BEREAVEMENT
• Up to three days for full-time employees (minimum of 32 hrs/wk).

TUITION REIMBURSEMENT
• Applications for tuition reimbursement are submitted to the Human Resources Department.
• Course must be job related and pre-approved by Human Resources  Department.
• Full-time  employees with  one (1) year of service. 
• $2000 maximum per calendar year – undergrad  program.
• Must receive a grade of B or better if undergrad prog.

LIFE INSURANCE (Basic Term Insurance and AD&D)
• Eligible Employees: Full-time employees must complete one (1) month of continuous employment.  
• One time base annual salary (non-exempt employees)
• Two times base annual salary (exempt employees)
• Benefit provided at no cost to employee

OPTIONAL LIFE INSURANCE
• Eligible Employees:  Full-time employees (minimum of 32 hrs/wk).
• New employees will be subject to a one (1) month waiting period.
• Two times annual base salary
• Employee pays cost of optional life     

VOLUNTARY DEPENDENT GROUP TERM LIFE
• Eligible Employees:  Full-time employees (minimum of 32 hrs/ week). 
• New employees will be subject to a one (1) month waiting period.    
• Life insurance for lawful spouse - $25,000; and
• Each unmarried eligible dependent children 14 days to 6 months- $500, 6 months to 26 years of age - $10,000
• Premium $4.52 bi-weekly.  

VISION PLAN
• Eligible Employees:  Full-time and part-time.
• New employees will be subject to a one (1) month waiting period.
• Exam, Lenses and Frames benefit
• Bi-weekly deduction of: 
  Employee only:  $3.63 
  Employee and Spouse:  $6.06 
  Employee and Children:  $5.91 
  Employee and Family:  $9.39

MEDICAL INSURANCE
• Eligible Employees:  Full-time employees (minimum of 32 hrs/wk) and Part-time  (minimum of 24 hrs/wk). 
• "Major Medical" plan with hospital only PPO.
• New Employees must complete a one (1)  month waiting period.
• Premiums paid on a pre-tax basis that effectively reduces the cost to the employee             

OPTION A  
$425 Deductible ($850 Family Deductible) 80% / 20% Co-Pay
Outpatient services in HMA Hospital - 100%
Inpatient services in HMA Hospital - 100% after $250 deductible per diagnosis

Medical Premiums - Full-time
Employee Only                   $45.05 pay period
Employee & Children        $106.38 pay period
Family                                $130.95 pay period

Medical Premiums - Part-time
Employee Only                      $78.65 pay period
Employee & Children        $200.35 pay period
Family                                   $218.63 pay period

OPTION B
$775 Deductible ($1,500 Family Deductible) 70% / 30% Co-Pay
Services in HMA Hospital - 100%

Inpatient and selected outpatient procedures require pre-certification.

Must use your HMA Hospital if service is available.

Medical Premiums - Full-Time
Employee Only                       $39.80 pay period
Employee & Children            $84.33 pay period        
Family                                     $108.90 pay period

Medical Premiums - Part-time
Employee Only                      $72.35 pay period
Employee & Children        $156.25 pay period
Family                                   $196.05 pay period

PRESCRIPTION DRUG PROGRAM
• Prescription coverage is provided through Caremark Scripts. 

DENTAL INSURANCE
Eligible Employees:  Full-time employees (32 hours per week) and Part-time (minimum 24 hr/week) must complete one month continued employment.   Orthodontic coverage is available with no age limit.

LONG TERM DISABILITY
• Eligible Employees:  Full-time (minimum of 32/hrs.wk)  New employee must complete a 180-day waiting period. This is an employee paid benefit. The premiums are based on salary and age.  This benefit pays 60% of basic monthly earnings to a maximum of $5000 after 180 days of total disability. 

SHORT TERM DISABILITY
• Eligible Employees:  Full-time employees (minimum of 32/hrs/wk)
• This is an employee paid benefit.  The premiums are based on salary.
• Elimination Period is the length of time of continuous disability that must be satisfied before you are eligible to receive benefits.  Elimination Period is 21 days.   
• If you meet the definition of disability you would be eligible to receive a weekly benefit if you are disabled equal to 60% of your weekly earnings to a maximum of $1,000 per week.     

401(k) RETIREMENT
• Retirement plan  is provided in the form of a 401(k) retirement savings plan through Prudential Retirement. 

FITNESS PROGRAM
• Discount rates at Shape Fitness.

UNUM PERSONAL ACCIDENT PROTECTION
• Eligible Employees:  Part-time and Full-time employees who have completed a one (1)  month waiting period.
• This  benefit is designed to protect you and your family from an accident with 24-hour protection on or off the job. Benefits are paid for emergency room visits up to $150, hospital admission $750.00, hospital confinement $200.00 per day, follow-up doctor visits, crutches, physical therapy, transportation costs, etc…You receive up to $5,000 for broken bones, lacerations, ligament damage, etc. based on Unum’s schedule of benefits.   

ALLSTATE SUPPLEMENTAL CANCER PROTECTION
• Eligible Employees:  Part-time and Full-time employees who have completed a one (1) month waiting period.   To assist you with the non-medical costs involved when treating a cancer illness, this plan pays you an initial diagnosis benefit of $5,000.  Daily hospital confinement of $300, outpatient benefits up to $300 daily, the cost of transportation and lodging to special treatment centers is also covered. Surgical benefits up to $4.500 and many other benefits are available when treating the high cost of cancer. Also, there is a wellness benefit up to $100.00 annually for cancer screenings.

UNUM CRITICAL ILLNESS INSURANCE  
•Eligible Employees: Part-time and Full-time employee who have completed   A one (1) month waiting period. Covers a severe, life threatening illness.   

FLEXIBLE SPENDING ACCOUNTS
• Eligible Employees:  Full-time employees (minimum of 32 hrs/wk) who have completed a one (1) month waiting period.
• You will have the ability to obtain additional pre-tax advantages through your ability to set  aside pre-tax dollars for Dependent Care as well as Unreimbursed Medical Expenses. 
• The maximum is $5,000 for Dependent Care and the maximum for Unreimbursed Medical  Expenses is $5,000.
• There is a 24-hr processing and your money can be direct deposited within 72 hours in your checking account.